Welcome to the LifeCapital Group
“We are dedicated to providing the application and use of life settlements to satisfy investors’ needs and strategies in a financially transparent manner. Fair value for policyholders. Better returns for investors.”
What is a Life Settlement?
A life settlement is the voluntary sale of a permanent (as opposed to term) life insurance policy, by a policy owner aged 65 or older, for more than its cash surrender value, but less than its face or maturity value.
The acquiring party (buyer) becomes the owner and beneficiary of a life insurance policy, assumes all future premium payments and receives the death benefit upon maturity.
Who is LifeCap?
LifeCapital Holdings Inc. is the first Canadian company to introduce life settlements as an investment tool within the Canadian market, while LifeCap’s management team has been active in the insurance, life settlement and investment fields for over 60 years. LifeCap’s primary function is to aid investors interested in its life settlement programs.
LifeCap is a federally incorporated company with its head office in Quebec. It was incorporated to promote the use of life settlements for investment, application to projects or for other financing opportunities.
The CPC SLiP (Canadian Private Corporation, Secondary Life Investment Program) was designed to make life settlements accessible to family offices and high net worth individuals to obtain substantial rates of return with virtually no capital preservation risk and the only “cost” being mid-term illiquidity.
LifeCap’s management team sees a future in life settlements as an alternative investment opportunity and aims to set a standard of excellence in the sourcing, purchase, promotion and over-all management of this new asset class.
For more information, call 514-426-6159 or 416-945-6648 or email us at email@example.com.